Secure Payments.
Structured Transactions.
Trusted Escrow.
Pay, get paid, and protect every transaction with confidence — escrow-backed payments, milestone funding and end-to-end settlement built into one platform.
In escrow
FundedGHS 6,000
2 of 3 milestones · GHS 4,000 released
Milestones
Settles via Bank · Mobile Money
The core promise
No work begins until escrow is funded.
One non-negotiable rule protects every engagement from non-payment, abandonment, fraud and off-platform risk — so clients and professionals can transact with total confidence.
The full commercial lifecycle
Every transaction, managed end to end
From the first agreement to the final tax receipt, Benmort Pay handles it all — the conveniences you'd lose the moment you left the platform.
- 01
Digital agreement
A Service Agreement, scope & milestone schedule are generated the moment work is awarded.
- 02
Escrow funded
The client funds escrow to the required level. No work begins until it's funded.
- 03
Invoice
A professional invoice is auto-generated against the agreed payment schedule.
- 04
Milestone tracking
Every deliverable is tracked on the platform with clear due dates and status.
- 05
Approvals
The client reviews and approves each milestone — releasing funds progressively.
- 06
Automatic settlement
Approved funds settle to the professional automatically through Benmort Pay.
- 07
Tax receipt
A tax-referenced receipt is issued on settlement, with commission shown transparently.
- 08
Performance record
Every transaction builds a portable earnings & reputation record you can't rebuild off-platform.
Built for trust
Everything a payment should do
Escrow payments
Funds are held securely and only released when work is approved — protecting both sides of every deal.
Milestone releases
Break projects into milestones and fund each one as work progresses. No lump-sum risk.
Dispute protection
A structured resolution centre with evidence, milestone review and escrow-backed outcomes.
Multi-channel payments
Pay and get paid by bank transfer, card, or mobile money — in GHS, USD, GBP or EUR.
Digital contracts & invoices
Every engagement auto-generates a signed contract, itemised invoice and tax receipt.
Transaction tracking
A live ledger of escrow held, milestones released and settlements — with a full audit trail.
Escrow that fits the work
The right protection for every delivery model
Minimum escrow scales with risk — the higher the exposure, the more is secured up front.
Remote
30–50%
minimum escrow up front
Released on milestone approvals
First milestone funded before work begins.
Hybrid
50%
minimum escrow up front
Milestones + client approvals
Meeting attendance tracked on-platform.
On-site
70–100%
minimum escrow up front
On event / service completion
Full escrow required before the event date.
High-value (>$5,000), Healthcare & Security engagements require 100% escrow with enhanced verification. Enterprise terms are custom.
Transparent pricing
One clear escrow fee. Nothing hidden.
A single, tiered escrow fee per transaction — and the marketplace commission is always shown separately on the invoice.
Up to $500
2.5%
$501 – $5,000
2.0%
$5,001 – $20,000
1.5%
Above $20,000
Negotiated
The escrow fee pays for secure payments, digital contracts, milestone tracking, verification and dispute resolution — kept separate from commission for full clarity.
Security & trust
Your money is protected at every step
Identity & KYC verified
Every party is KYC-checked; high-value and enterprise transactions require enhanced KYC on both sides.
Funds held in escrow
Money is protected in escrow and released only on your milestone approval — never before.
AI fraud monitoring
Off-platform payment requests and escrow-avoidance attempts are detected, masked and flagged.
Full audit trail
Time-stamped evidence for every transaction: funded, approved, released, resolved, refunded.
Dispute-gated releases
Disputed funds never move without a resolved outcome — governed by two-step admin approval.
Non-circumvention
Commercial terms are enforced so both sides stay protected within the platform.
Pay your way
Bank transfer · Card · Mobile Money
In escrow
GHS 6,000
Settle in GHS · USD · GBP · EUR
Where it works
One payment rail for the whole platform
Project payments
Milestone-funded delivery for WorkBridge engagements.
Marketplace transactions
Secure buyer-to-professional payments, end to end.
Advisory engagements
Retainers and consulting billed against approved work.
Procurement & tender payments
Structured, auditable payments for larger contracts.
Transact with total confidence
Fund a project, release on approval, and settle automatically — all protected by Benmort Pay escrow.
What is Benmort Pay?
Benmort Pay is the platform's secure financial infrastructure — escrow-based payments, milestone funding and transaction governance that run the full commercial lifecycle from agreement to settlement, invoice and tax receipt.
How does escrow protect me?
The core rule is simple: no work begins until escrow is funded. The client's money is held securely and released to the professional only when each milestone is approved — protecting clients from non-delivery and professionals from non-payment.
What does it cost?
A transparent escrow fee applies per transaction — 2.5% up to $500, 2.0% for $501–$5,000, 1.5% for $5,001–$20,000, and negotiated above $20,000. The marketplace commission is separate and always shown transparently on the invoice.
How can I pay and get paid?
By bank transfer, card, or mobile money, in GHS, USD, GBP or EUR. Professionals settle to a linked bank account or mobile money wallet.
What happens if there's a dispute?
Disputed funds stay in escrow. The Dispute Resolution Centre provides structured evidence submission and milestone review, and no disputed release is made without a resolved outcome.