From agreement to settlement — automatically.
Benmort Pay runs the whole money flow for you: a signed contract, funded escrow, milestone releases, and automatic settlement with invoices and tax receipts.
The payment journey
Six steps, fully handled
Every engagement follows the same protected path — you just fund and approve.
- 01
Agreement & contract
When work is awarded, a digital Service Agreement, scope and milestone schedule are generated automatically.
- 02
Fund escrow
The client funds escrow to the required level. No work begins until it's funded.
- 03
Deliver & track
The professional delivers against milestones, tracked live on the platform with clear due dates.
- 04
Approve
The client reviews each milestone and approves the work they're satisfied with.
- 05
Funds released
On approval, escrow releases to the professional — progressively, milestone by milestone.
- 06
Settle & receipt
Final payment settles automatically, with an itemised invoice and tax-referenced receipt.
Both sides, protected
One flow for clients and professionals
For clients
- 1
Fund the milestone
Deposit into escrow when you agree the scope. Your money is held securely, not paid out yet.
- 2
Track progress
Follow every milestone from your dashboard as the professional delivers.
- 3
Approve & release
Review the work, approve what you're happy with, and funds release automatically.
For professionals
- 1
Accept the project
Review the scope, milestones and terms — then accept the engagement.
- 2
Deliver the work
Complete each milestone and submit deliverables through the platform.
- 3
Get paid on approval
As the client approves, funds settle to your bank or mobile money — guaranteed.
Multi-channel
Pay and get paid, your way
Bank transfer, card, or mobile money — settling in GHS, USD, GBP or EUR.
Bank Transfer
Direct, secure transfers for high-value transactions.
Mobile Money
Instant payments via MTN MoMo and Vodafone Cash.
Card
Visa and Mastercard, processed securely.
Benmort Pay wallet
Hold, settle and pay out across the ecosystem.
The AI Project Assistant does the paperwork
Contracts, milestone schedules, invoices and tax receipts are generated automatically — editable before you sign, and nothing is binding until both sides accept and escrow is funded.
Start a protected transaction
Fund a milestone, approve the work, and let Benmort Pay handle settlement, invoicing and receipts.
When is my money actually paid out?
Never before you approve. Funds sit in escrow and release to the professional only as you approve each milestone.
How do professionals receive funds?
To a linked bank account or mobile money wallet, in GHS, USD, GBP or EUR — automatically on milestone approval.
Do I have to fund the whole project up front?
No. You can fund milestone by milestone (minimums depend on the delivery model), so you're never over-exposed.
What generates the contract and invoice?
The AI Project Assistant — it drafts the Service Agreement, milestone schedule, invoices and tax receipts automatically, editable before you sign.